Early Access Live

Own Bitcoin
Pay Over Time

Structured Bitcoin acquisition with fixed monthly payments, flexible terms up to 5 years, and optional downside protection.

5 Yrs

Max Term

6%

Starting APR

20%

Min Down Payment

No Forced SellingRates from 6%Up to 5 Year TermsLightning PaymentsOptional Downside ProtectionOn-Chain Settlement20% Minimum DownFixed Monthly EMISelf-Custody ReadyBitcoin Credit, Done RightNo Forced SellingRates from 6%Up to 5 Year TermsLightning PaymentsOptional Downside ProtectionOn-Chain Settlement20% Minimum DownFixed Monthly EMISelf-Custody ReadyBitcoin Credit, Done Right

Simple Process

Three steps to
Bitcoin ownership

Step 01

Configure Your Loan

Choose your BTC amount, down payment (20-50%), and repayment term up to 5 years.

Step 02

Add Protection

Optional downside protection secures your position against market volatility.

Step 03

Own Bitcoin

Fixed EMI payments. No liquidation during protected periods. Own your BTC over time.

Result: You Own Real Bitcoin

No surprise fees. No liquidation during protected periods. Bitcoin credit, done right.

The Numbers

Built for serious Bitcoiners

0 Years
Maximum loan tenure
0%
Starting interest rate
0
Sats to join waitlist
0%
Minimum down payment

Advantages

Why choose ₿redit

Bitcoin credit designed for intelligent accumulation

Low Interest Rates

Starting from just 6% APR — competitive rates for Bitcoin acquisition

Flexible Loan Tenure

Choose terms from 6 months to 5 years that fit your strategy

Downside Protection

Optional protection secures your position against market volatility

Flexible Monthly EMIs

Fixed monthly payments structured around your cash flow

On-Chain Settlement

Transparent settlement on Bitcoin. Every transaction recorded on-chain

No KYC Needed

Get started without identity verification. Privacy-first approach

FAQ

Got questions?

₿redit
by SwapSo

Own Bitcoin. Pay Over Time. Structured acquisition with optional downside protection.

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© 2026 ₿redit by SwapSo. All rights reserved.

Built on-chain with Bitcoin standards